Is it too early to teach our children to invest?

Intentional parenting is how we raise our children on the things that matter to us. One of them is saving and investing.

One day, our eldest daughter, Summer asked me where to put all her “earned” money. They were just in her wallet. They have a bank account but we all know how that works, right?✌🏻

Summer already knows her numbers and learned about money. We also started teaching her (and Autumn) about the “wants and needs”. I think it’s best to teach her (and Autumn) about saving and investing.

So I contacted a friend, Autumn’s Ninang, who happens to be a financial advisor who handles our accounts, to meet up and discuss our plan.

Our plan is to teach Summer how to save and manage her OWN investment. We were looking for a financial product where she can put her OWN money (even as small as P500) and watch how it grows. We want her to feel accountable so that 10 or 20 years from now, whatever amount she grows here are all hers. Her own effort.

I asked Karen, our friend, to come up with the lowest policy she can prepare so Summer can start. I’m happy that she will be able to check online how her money grows. I also want her to personally ask Tita Karen her questions one day.

I hope and pray that by doing this, Summer and Autumn will one day value their money and learn how to use it wisely because they worked hard to save and grow it. This will also give them the confidence to start their life after college. This will leave them a good mindset regarding money – to work hard for it and invest it THEMSELVES. Anything they get beyond this (from us) are just BONUS.

I hope you learned something from this post ☺️ Let me know if you are interested so I can connect you to Karen.

Disclaimer: I’m not selling anything nor will I get commission. I’m just sharing πŸ₯°


  1. yep, never too early to teach a child how to manage her own money. good habits are best learned early in life when they are still pliable to training and teaching.


  2. my son also has a trust fund from SunLife. We started with 5K investment which he got from Christmas gifts. Then we put at least 1K per month as top up. I agree, as early as now kids should learn how to save their money.


  3. Times like these, it’s better to teach kids to save money as early as possible. They should know the value of money and how hard it is to earn a living.


  4. This is a good way to teach them the value of money and actually planning about their future. I believe you should always start teaching our children the basic ropes even if they are still young.


  5. Starting ’em young is actually a good thing. I taught my kid the value of money and saving up early in life, too. πŸ™‚


  6. I think that’s a good idea. I’d probably do it as well by the time my little girl understand the concept of money. We want her to be smart about this. It’s a good thing that there are available programs like this where kids or even grown ups can start up with small amount. Thanks for sharing.


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